{"id":7223,"date":"2019-08-09T16:46:58","date_gmt":"2019-08-09T21:46:58","guid":{"rendered":"https:\/\/enlacescorporativos.com\/?p=7223"},"modified":"2019-08-09T16:46:58","modified_gmt":"2019-08-09T21:46:58","slug":"banco-da-prestamos-con-tasa-negativa-si-el-cliente-regresara-menos-de-lo-que-recibio","status":"publish","type":"post","link":"https:\/\/enlacescorporativos.com\/en\/2019\/08\/09\/banco-da-prestamos-con-tasa-negativa-si-el-cliente-regresara-menos-de-lo-que-recibio\/","title":{"rendered":"Banco da pr\u00e9stamos con tasa negativa\u2026 s\u00ed, el cliente regresar\u00e1 menos de lo que recibi\u00f3"},"content":{"rendered":"
<\/p>\n
\n

Forbes M\u00e9xico<\/a>.
\n Banco da pr\u00e9stamos con tasa negativa… s\u00ed, el cliente regresar\u00e1 menos de lo que recibi\u00f3<\/a><\/p>\n

\"\"<\/div>\n

Las bajas tasas de inter\u00e9s que tiene actualmente el dinero en Europa originaron un caso in\u00e9dito: un banco noruego est\u00e1 ofreciendo una hipoteca a 10 a\u00f1os con una tasa de inter\u00e9s negativa:\u00a0-0.5%.<\/p>\n

Esto significa que los clientes del banco Jyske Realkredit, el tercero m\u00e1s grande de Noruega, terminar\u00e1n regresando menos dinero del que recibieron.<\/p>\n

Eso s\u00ed, la instituci\u00f3n destaca que junto al pr\u00e9stamo van otros pagos como las\u00a0tarifas de establecimiento y contribuciones, por lo que en los hechos, s\u00ed ver\u00e1 alguna ganancia.<\/span><\/p>\n

“La tasa de inter\u00e9s negativa actuar\u00e1 como un ‘subsidio’ a la devoluci\u00f3n”, explic\u00f3 Mikkel H\u00f8egh, economista del Jyske Bank, en una publicaci\u00f3n de la compa\u00f1\u00eda.<\/span><\/p>\n

Lee tambi\u00e9n:\u00a0<\/strong><\/em>El Banco Central Europeo mantiene sus tasas en 0%<\/strong><\/em><\/a><\/p>\n

El propio especialista destac\u00f3 su asombro por la medida, pero apunt\u00f3 que ha sido bien calculada. Adem\u00e1s, otros bancos del pa\u00eds ya han ofrecido pr\u00e9stamos con 0% de inter\u00e9s.<\/p>\n

“S\u00ed, tampoco lo entiendo. De hecho, dije que no se pod\u00eda decir. Pero hemos resuelto bien los extremos y puede ser muy posible tener una tasa negativa”, indic\u00f3.<\/span><\/p>\n

A manera de ejemplo, si el banco presta 1 mill\u00f3n de coronas, el cliente al t\u00e9rmino de los 10 a\u00f1os pagar\u00e1 solamente 995,000, indic\u00f3 Business Insider<\/a>.<\/p>\n

De acuerdo con analistas citados por el portal, debido a las problemas financieros actuales \u2013guerra comercial entre Estados Unidos y China, el eventual Brexit y una desaceleraci\u00f3n econ\u00f3mica mundial\u2013, prevalece un ambiente de incertidumbre e incluso inversionistas temen un colapso en el futuro cercano.<\/p>\n

Ante este escenario, algunos bancos est\u00e1n dispuestos a prestar dinero incluso aunque tengan peque\u00f1as p\u00e9rdida en lugar de arriesgarse a registrar p\u00e9rdidas mayores al prestar dinero a tasas m\u00e1s altas que los clientes no puedan pagar.<\/p>\n

No te pierdas: <\/strong><\/em>Nuestro problema no es China, es la Fed y su orgullo, dice Trump<\/strong><\/em><\/a><\/p>\n

Banco da pr\u00e9stamos con tasa negativa… s\u00ed, el cliente regresar\u00e1 menos de lo que recibi\u00f3<\/a>
\nForbes Staff<\/a><\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Forbes M\u00e9xico. Banco da pr\u00e9stamos con tasa negativa… s\u00ed, el cliente regresar\u00e1 menos de lo que recibi\u00f3 Las bajas tasas de inter\u00e9s que tiene actualmente el dinero en Europa originaron un caso in\u00e9dito: un banco noruego est\u00e1 ofreciendo una hipoteca a 10 a\u00f1os con una tasa de inter\u00e9s negativa:\u00a0-0.5%. Esto significa que los clientes del […]<\/p>","protected":false},"author":91,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7223","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/posts\/7223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/users\/91"}],"replies":[{"embeddable":true,"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/comments?post=7223"}],"version-history":[{"count":0,"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/posts\/7223\/revisions"}],"wp:attachment":[{"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/media?parent=7223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/categories?post=7223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/enlacescorporativos.com\/en\/wp-json\/wp\/v2\/tags?post=7223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}